Preferential loans, with subsidies and partial repayment of principal
Financing institutions make available a number of support instruments in the form of loans, interest rate subsidies or guarantees. Our team has specialized in servicing the reporting of such instruments for years, offering banks a system for handling:
preferential loans and investment loans with subsidies from the Agency for Restructuring and Modernisation of Agriculture (ARIMR)
loans with surcharges and de minimis guarantees of Bank Gospodarstva Krajowego (BGK)
Loans with surcharges:
National Fund for Environmental Protection and Water Management (NFOŚiGW)
The system supports our clients in mandatory and correct reporting to the financial institution.
Effectively improves:
grant award process
obtaining surcharges by the bank from payment institutions
handling of reporting
reduces the costs of operating aid instruments by eliminating intermediate steps in the preparation of information for payment institutions.
increases the accuracy of the transmitted data and gives the possibility of comprehensive management of credit information.
The main components of the system for servicing preferential loans:
servicing of preferential loans with ARIMR surcharges, investment loans, failed interest rate surcharges and surcharges in the form of partial repayment of capital
housing and student loans with BGK surcharges
loan servicing with NFOŚiGW surcharges
loan servicing with BGK guarantee/guarantee (KFG, COSME, FGK, FGP, POIR, FGR, RFM, EFPig, BK)
handling applications and loan agreements for medium and large companies from the Liquidity Guarantee Fund, including BGK assistance packages for companies affected by the effects of the COVID-19 pandemic
servicing of contracts with the Borrowers Support Fund
handling applications/loans for funding under the Clean Air programme
The main advantages of the solution:
parameterisation of the conditions for granting loans, guarantees and guarantees in accordance with the rules laid down for each aid scheme
registration of borrowers, application and loan data in accordance with the scope required for the aid scheme in question
verification of application and credit data with conditions for granting loans, guarantees and sureties
automatic monitoring of the granted warranty limit
calculation of the amount of aid
registration of changes to credits
generating demand for subsidies
generation of certificates of the amount of aid granted
generating data for reporting to the aid institution
automatic generation of reporting documents
Business area:
Head of the Financial Sector Solutions Unit
Email: emilia.pieczynska@yarrl.pl
Phone: + 48 696 496 791
